Version 1.0, as of May 2025

1. Scope of Application
   1.1.The following General Terms and Conditions (“GTC”) apply to all services provided by BOGNER Academy GmbH (hereinafter: “BOGNER Academy”) and a contracting party (hereinafter “User”) in the version published at the time the contract is concluded.
   1.2.Users who, pursuant to § 1 of the Consumer Protection Act (KSchG), conclude the legal transaction for purposes that are neither attributable to their commercial nor their self-employed professional activity are referred to as consumers. Services for consumers are described as “B2C”.
   1.3. Users who conclude the legal transaction for purposes related to their commercial or self-employed professional activity are referred to as entrepreneurs. Services for entrepreneurs are described as “B2B”.
   1.4. The GTC can be accessed or saved at any time at www.bogneracademy.com/agb. The GTC must be explicitly accepted during the registration process or before concluding the legal transaction.
   1.5. Deviating terms and conditions of the User are hereby expressly rejected by BOGNER Academy. These shall only apply if BOGNER Academy has explicitly agreed to their validity in writing.
2. Description of Services
   2.1.BOGNER Academy GmbH offers on its platforms, webshop and applications (hereinafter: “Platforms”) information, data, newsletters, online courses, webinars, online seminars and seminars related to cryptocurrencies and the area of Decentralized Finance (“DeFi”) (hereinafter collectively referred to as “Content”). THE OFFER FROM BOGNER ACADEMY IS INTENDED ONLY FOR INDIVIDUALS AND COMPANIES WITH (RESIDENCE) IN THE EU.
   2.2.The scope of each offer results from the descriptions and the corresponding documentation of the content ordered.
   2.3. BOGNER Academy exclusively offers educational and training content in the field of Decentralized Finance (DeFi) and does not pursue any advisory, investment advisory or asset management approach. In particular, the following services are not provided:
   2.3.1. The training content and data from BOGNER Academy are intended exclusively for general education and training purposes and do not constitute investment advice or a recommendation to buy, hold or sell financial instruments, securities, DeFi projects or cryptocurrencies.
   2.3.2. BOGNER Academy does not conduct individual financial or asset planning or manage any assets. All offered content is solely intended to enable users to acquire or expand their knowledge in the area of DeFi so that they can make independent decisions based on their personal circumstances and knowledge.
   2.3.3. The information and content provided by BOGNER Academy do not constitute legal, tax or other professional advice.
   2.3.4. BOGNER Academy does not provide real-time stock prices or opportunities for the direct trading of financial instruments. The data and analyses provided on the BOGNER Academy platforms serve educational purposes only and do not allow direct connection to exchanges or trading platforms.
3. Conclusion of Contract
   3.1.The presentation of services on the platforms of BOGNER Academy constitutes a non-binding invitation to the User to submit an offer. By clicking the respective button “Order with obligation to pay” or “Book mentoring now”, the User submits a binding offer to BOGNER Academy to conclude a contract for the use or purchase of the desired content. A binding agreement only arises upon acceptance of this offer by BOGNER Academy.
   3.2.The ordering of paid content is carried out in the following technical steps (COMING SOON):

3.2.1. A personal user account is required for access to the booked program content. Existing users log in with their email address and password. New users register with the required data via the provided form.
3.2.2. After login, the User clicks on the menu item “Get Started” on the homepage www.bognerdefiacademy.com or directly uses the URL www.bognerdefiacademy.com/get-started
3.2.3. The User can place one or more courses in the shopping cart by clicking the respective “Add to Cart” button.
3.2.4. In the shopping cart, programs can be added or removed. Additionally, the User can enter a valid voucher or discount code.
3.2.5. Before completing the order, the User must confirm via checkbox that they have completely read, understood, and accepted the following documents:
– the general Terms and Conditions of BOGNER Academy GmbH
– the revocation policy for digital content
– the privacy policy
– the terms of use for digital content
– the notice regarding the loss of the right of withdrawal in case of early access to digital content
Without this consent, a booking is not possible.
3.2.6. After selecting the programs, checking the information, and accepting the conditions, the User clicks the button “Order with obligation to pay”. They are then automatically forwarded to the integrated payment provider for payment processing.

– Stripe Payments Europe Ltd. for credit card, Apple Pay, Google Pay, etc.
– PayPal (Europe) S.à r.l. et Cie, S.C.A. for PayPal payments

3.2.7. After successful payment, the User automatically receives a confirmation email with login data for the protected members’ area. The booked content is activated immediately upon receipt of payment. The User expressly agrees that the performance of the contract begins before the expiration of the statutory withdrawal period and acknowledges that this results in the loss of the right of withdrawal.

3.2.8. The contract for booking the respective DeFi program is concluded upon receipt of the automated confirmation email. There is no entitlement to the availability of specific content or slots. BOGNER Academy GmbH reserves the right to reject booking requests on a case-by-case basis.

3.3. Booking an individual mentoring or coaching appointment via the platforms takes place in the following technical steps:
3.3.1. The booking of a coaching appointment takes place via the external platform “Calendly” (https://www.calendly.com), operated by Calendly LLC, 115 E Main St, Ste A1B, Buford, GA 30518, USA. The booking process begins by clicking the “Book mentoring now” button on the website www.bognerdefiacademy.com.
3.3.2. The User is redirected to the booking form on Calendly without prior registration. There, they select an available appointment from the BOGNER Academy GmbH calendar.
3.3.3. The User then enters the personal data required by the form. This includes in particular:

• First and last name
• Email address
• optional: phone number
• optional: free text field for coaching goals or notes

3.3.4. Before being redirected to the booking form on Calendly, the User is directed to a preliminary landing page. The following mandatory fields must be filled out there:
– First and last name
– Email address
– Free text field to indicate desired coaching topics
The User must also confirm by checking a box that they have read and accepted the applicable GTC as well as the cancellation and rebooking conditions. Without this agreement, a redirection to the appointment booking is not possible.

3.3.5. After selecting the appointment and entering the data, the User is automatically forwarded to the payment process. Payment is made via integrated payment services:
– Stripe Payments Europe Ltd. for credit card, Apple Pay, Google Pay, etc.
– PayPal (Europe) S.à r.l. et Cie, S.C.A. for PayPal payments.

3.3.6. The User selects the desired payment method and completes the payment process on the respective platform. The terms of use of the payment service providers also apply.

3.3.7. Only after successful payment is the booking bindingly completed. The User then receives an automatic confirmation email with:
– the selected appointment
– the calendar entry (e.g. in iCal or Google format)
– a cancellation link

3.4. After the order, the User receives an automatic email confirming receipt of the order by BOGNER Academy. This confirmation of receipt does not yet constitute acceptance of the offer. It merely serves as information that the order has been received by BOGNER Academy.

3.5. For security reasons, the contract text is no longer accessible via the Internet but is stored electronically by us.
3.5.1. The contract with BOGNER Academy is concluded with the sending of the login code for the booked content or with the activation of the User’s access to the ordered course content within 7 days. If the deadline expires, the offer is considered rejected. The contract for the coaching service is concluded upon receipt of the confirmation email. There is no entitlement to appointment availability. BOGNER Academy GmbH reserves the right to reject booking requests without giving reasons.

4. Prices and Payment
   4.1.The prices stated on the platforms at the time of contract conclusion apply. The currently valid prices can be found on the website at www.bognerdefiacademy.com/get-started.
   4.2.The prices are stated in EURO and are understood as total prices.
   4.3. The following payment service providers and payment methods are available to the User:
   4.3.1. Stripe includes the following payment methods:
   4.3.1.1. Cards: Visa, Mastercard, American Express, Discover, Diners Club, JCB, China UnionPay, Cartes Bancaires, Interac, eftpos;
   4.3.1.2. Wallets: Apple Pay, Google Pay, Alipay, WeChat Pay, Amazon Pay, Cash App Pay, GrabPay, Link, MB WAY, MobilePay, PayPal, Revolut Pay, Vipps;
   4.3.1.3. Direct Debits: SEPA Direct Debit, Bacs Direct Debit, ACH Direct Debit, PADs (Canada), AU BECS Direct Debit, NZ BECS Direct Debit.

Related Rights – to the content of the portals. This includes in particular content provided within the meaning of these Terms and Conditions.
7.2. BOGNER Academy grants the user a simple right of use to utilize the acquired content for the agreed period.
7.3. The user has the right, limited exclusively to the duration of the contract, to use the content in accordance with the contract.
7.4. For the use of the portals and free content provided by BOGNER Academy, the terms of use published at https://bognerdefiacademy.com/terms-of-use/ in the currently valid version also apply.
7.5. The user undertakes to use the portals in a way that does not lead to unreasonable or excessive strain on the portals.
7.6. The use of the portals, content, and services for business customers is permitted under the following conditions:
7.6.1. Upon registration, but no later than at the time of order or booking, the user must provide all necessary data that qualify them as a business customer (e.g. company name or VAT identification number, trade license).
7.6.2. The business customer expressly undertakes not to share the content and databases with third parties. In particular, making BOGNER Academy content publicly accessible on the internet is prohibited.
7.6.3. The sharing of user-created content based on BOGNER Academy materials (e.g. a self-created DeFi analysis) is permitted – for example, in reports or as screenshots for their own clients. Trademarks, logos, or other identifiers of BOGNER Academy may not be removed or altered in the process.

8. Duration and Termination of the Contract
   8.1.1.The user can close the user account at any time, thereby terminating the business relationship. Upon closing the user account, access to the purchased content is lost.
   8.2.The right to extraordinary termination in accordance with statutory provisions remains unaffected.
9. Right of Withdrawal for Consumers (B2C)
   9.1. Withdrawal Instructions
   As a consumer, you have the right to withdraw from this contract within 14 days without giving any reason.
   The withdrawal period is 14 days from the day the contract is concluded.
   To exercise your right of withdrawal, you must inform us (BOGNER Academy GmbH, Peter-Behrens-Platz 10, 4020 Linz, or via email: widerruf@bogneracademy.com) by means of a clear declaration (e.g. a letter sent by post or email) of your decision to withdraw from this contract.
   You may use the attached sample withdrawal form for this purpose, although it is not mandatory.
   To meet the withdrawal deadline, it is sufficient that you send the notification of exercising the right of withdrawal before the withdrawal period expires.

9.2. Consequences of Withdrawal
If you withdraw from this contract, we will refund all payments received from you, including delivery costs (except for additional costs resulting from your choice of a different delivery method), without delay and at the latest within 14 days from the day we received your withdrawal notification. For this refund, we will use the same payment method that you used for the original transaction, unless something else was expressly agreed. You will not be charged any fees for this refund.

9.3. Withdrawal Form
Sample withdrawal form (If you wish to withdraw from the contract, please fill out this form and return it.)
To: BOGNER Academy GmbH
via email: termination@bogneracademy.com,
I/we hereby withdraw from the contract concluded by me/us for the purchase of the following goods*/the provision of the following service*:
Ordered on*/received on*:
Name of consumer(s):
Address of consumer(s):
Signature of consumer(s) (only for communication on paper):
Date:
*Please delete as appropriate

9.4. Exceptions to the Right of Withdrawal
There is no right of withdrawal for the supply of digital content not stored on a physical data carrier if BOGNER Academy
– has begun delivery with the express consent of the consumer,
– combined with their acknowledgment of the loss of the right of withdrawal in the case of early commencement of performance, and
– after provision of a copy or confirmation and before the expiry of the withdrawal period.

10. Vouchers and Promotions
    10.1.BOGNER Academy occasionally issues promotional vouchers (vouchers, coupons, customer referral programs, etc.) that cannot be purchased and are issued as part of marketing campaigns with a limited validity period.
    10.2.These vouchers are only valid for the specified content, within the specified time period, and exclusively through BOGNER’s regular ordering process.

Academy redeemable. Subsequent redemption is excluded. Promotional vouchers are non-transferable.
10.3. The order value must be at least equal to the voucher value. Remaining balances cannot be credited. The discount is applied to the final invoice amount. Promotional vouchers are not transferable to third parties and may only be redeemed by consumers.
10.4. Redemption is only possible before completing the order and only once. Combining with other vouchers or offers is excluded.
10.5. Promotional vouchers cannot be refunded in the event of a withdrawal. BOGNER Academy reserves the right to exclude customers with outstanding payments from voucher campaigns.
10.6. New customers are considered to be all persons who, at the time of the referral, have no business relationship with BOGNER Academy.

11. Retention, Set-off, Lesion Beyond Moiety
    11.1.The right to offset claims against BOGNER Academy is excluded. Exceptions apply to counterclaims by consumers that are legally established, undisputed, or ready for decision, or are in a direct legal connection with the main claim – particularly in the case of insolvency of BOGNER Academy.
    11.2.The right to contest the contract due to lesion beyond moiety in accordance with § 934 ABGB (laesio enormis) is excluded for entrepreneurs. This does not apply to consumers.
12. Warranty
    12.1.BOGNER Academy provides its services to the best of its knowledge; no guarantee is given for a specific success. Warranty is provided for services rendered free of third-party rights and created and provided to the best of knowledge.
    12.2.Consumers have the mandatory legal warranty rights, in particular a two-year warranty period for digital services. Liability towards entrepreneurs for indirect damages, consequential damages, or loss of profit is excluded unless such damages were caused by intentional or grossly negligent behavior by BOGNER Academy.
    12.3. If a consumer wishes to conclude the contract for a specific purpose, this purpose must be communicated to us at the latest at the time of contract conclusion. For a contractually guaranteed characteristic within the meaning of § 5 point 2 VGG to arise, we must agree to this purpose. An automatically generated message, such as an order confirmation or receipt confirmation, does not constitute agreement. Similarly, automatic activation of digital services does not constitute our agreement to the intended use.
    12.4. For contracts with entrepreneurs, minor or otherwise reasonable changes to our service or delivery obligations are deemed approved in advance; this applies especially to deviations due to technical or platform-specific design reasons.
    12.5. A defect does not exist if errors occur in the content due to improper or inappropriate use or if the error is not reproducible.
    12.6. The images used in the description of the content are for illustrative purposes only. The user interface of the content and portals may differ slightly depending on the version.
    12.7. For entrepreneurs, the presumption of defectiveness under § 924 ABGB (statutory reversal of the burden of proof), the right of recourse under § 933b ABGB, and the obligation to update goods with digital elements as well as digital services under § 7 VGG are excluded.
13. Liability
    13.1.BOGNER Academy is not liable for achieving a specific success but ensures that the service is provided to the best of its knowledge and effort and with the diligence of a prudent businessperson.
    13.2.Liability towards businesses (B2B):
    Liability can only be established if damage is directly caused by at least grossly negligent behavior by BOGNER Academy. Otherwise, BOGNER Academy is only liable for the breach of essential contractual obligations (cardinal obligations), i.e., those obligations whose fulfillment enables proper execution of the contract and on whose observance the user regularly relies and whose breach endangers the achievement of the contractual purpose. Liability for indirect or consequential damages resulting from actions by BOGNER Academy in the fulfillment of contractual obligations is generally excluded.
    The burden of proof for the existence of at least grossly negligent behavior lies with the user; the period for asserting claims is limited to 1 year, and the absolute statute of limitations to 3 years.
    13.3. Liability towards consumers (B2C):
    Liability towards consumers is excluded only in cases of slight negligence (liability for personal injury remains unaffected). Liability for indirect or consequential damages exists only if the behavior causing the damage relates to BOGNER Academy’s main contractual obligations.
14. Data Collection and Privacy
    Our privacy policy and further information are available at: https://bognerdefiacademy.com/privacy-policy/
15. Risk Notice, DeFi Content, and Disclaimer
    15.1.Insofar as BOGNER Academy provides crypto-, blockchain-, Web3-, and in particular DeFi-related information and analyses, these are solely intended to support the user’s independent research and decision-making. Even with careful selection and review, BOGNER Academy assumes no responsibility for the accuracy, completeness, or timeliness of the content provided. This applies particularly to data on cryptocurrencies, DeFi protocols, price developments, or other third-party sources.
    15.2.The provided information does not constitute a solicitation to buy, sell, or hold financial products, nor does it establish an individual advisory or information relationship. It does not replace legal, tax, or other advice.
    15.3. Before making investment decisions, it is the user’s responsibility to independently inform themselves about the opportunities and risks of an investment. BOGNER Academy assumes no liability for the use of the information or analyses provided.

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